FAQs

What Is A Cash Advance Loan?

Cash Apply enables you to get emergency cash when you need it most. This is usually between your payday. Simply complete our fast online application to receive up to $1000. The application process is 100% automated and you can receive cash in as little as 1 hour if you qualify.

How Does This Process Work?

Our application procedure is very simple, you just complete the online application form which is available on our website and submit it. The application process is instant and we take an immediate step to process your request electronically. You will receive a confirmation page with the contract details of your requested loan amount if you are approved for your request.

What Can The Loan Be Used For?

The loan amount borrowed can typically be used for anything such as emergency needs, bill pay, car repairs etc. Online Cash Lenders will not ask you what you plan to use the loan for when you apply online at Cash Apply. Your personal privacy is our #1 priority.

How Much Money Can I Borrow?

The amount of money you are approved for depends on the information you provide during your online application. You can request up to $1000 online. It is important to complete the loan application as accurately as possible in order to be approved for a cash loan.

When Do I Receive The Funds?

Transfer times may vary by service providers. If you complete the loan application accurately this will enable you to expedite your loan process. It is also important to mention that you should be available at the phone number provided incase additional information is requested.

Is This Online Application Free?

The application process is free and no fee will be charged to apply at Cash Apply. We do not charge you for submitting online loan requests.

When Do I Repay The Loan?

Lender underwriting procedures will vary by service providers. Be sure to read the terms of the online loan presented to you. You are under no obligation to take out a loan if you do not agree to the terms of the loan and repayment conditions which accompany it. Finally, lend responsibily. Cash Advance loans are not a long term financial solution. These types of loans should be used only when truly needed.

Does It Matter If I Have Bad Credit?

Applying online for a cash advance at cash apply is easy. Regardless of the nature of your credit whether it be poor credit, little credit, or no credit you can still get accepted and approved for a cash advance. Cash advances typically do not perform credit checks on the 3 major credit bureaus which report your credit score. Instead they use CL Verify.

How Do I Qualify For A Cash Advance?

The qualification process for your cash advance loan is simple. If you have a job or regular source of income that exceeds $800 dollars per month, your a u.s. citizen and atleast 18 years of age you qualify. Keep in mind military loans will be not be accepted as the law prohibits cash advance lenders from lending to military personal.

Do You Perform Credit Checks?

The process for obtaining a payday loan does not require most lenders to preform credit checks with the 3 major credit reporting bureaus. Your credit in most causes does not determine the outcome of your loan application as in most cases credit checks are not ran on consumers interested in borrowing a cash advance loan at cashapply.com.

What are the minimum requirements to apply?

To be approved for a Help Advance payday loan, you must be at least 18 years of age. You should also have an open checking account that has been in use for at least 90 days. You must be employed and your checking account should reflect that you have a minimum of $1000 in deposits a month. We require a current phone number and we will need to verify your current job status with your employer.

How does Help Advance work?

Once you have applied and been approved for a money loan, Cash Advance Now electronically deposits the loan amount into your checking account overnight.* When your payday loan is due, Cash Advance Now simply debits the amount of the personal loan plus the agreed upon interest rate straight from your checking account.

How do I know my advance payday loan has been approved?

Once you have filled out and completed the online application, we will process your information and notify you when your application has been approved.

When will I be able to access my money?

If your cash advance gets approved prior to 4 p.m.EST Monday through Thursday, then you can expect your money to be available the next business day. Money loans made on Friday will be available the following Monday. Personal loans that get approved over the weekend will be available on the following Tuesday. See our chart below for any further clarifications.

What if I cannot pay the amount I owe on my due date?

Help Advance offers our payday loan clients an extension program to help our customers make their required payments. Our clients may extend their loan and only pay the finance charge and the fees that are due at that time.